Filtered by category "Financial Planning"

4 Tips for Decorating Your First Home On a Budget

Purchasing your first home can make you feel like you are on a roller coaster. At first, it’s extremely intimidating to enter the market with a [...]

April 10, 2019 / Financial Planning

Do You Still Need Life Insurance When You Retire?

Are you in the final years of your career? Or did you recently retire? If so, you may be in the process of evaluating your financial strategy and [...]

January 30, 2019 / Financial Planning,Life Insurance,Retirement

Spend or Save? Smart Money Management to Enjoy Life in Retirement

For retired baby boomers, creating a financial plan can be tricky. You’ve saved up for retirement and want to make sure you stay on secure [...]

January 16, 2019 / Financial Planning,Retirement

Is Your Retirement Built on a Solid Financial Foundation?

Are you just starting to save for retirement? Many Americans are woefully behind in saving for their future retirement. A recent study found that [...]

January 2, 2019 / Financial Planning,Retirement,Safe Money

7 Holiday Budgeting Tips To Help You Stay On Track Financially

The season for giving is upon us. Even with the joy of the holidays, there can often be a source of stress: paying for all the things the seasons [...]

December 5, 2018 / Financial Planning

How Long Will Your Retirement Savings Last?

A long lifespan is usually a good thing. Most people dream of living a long, happy retirement. But what happens when your retirement is too long? [...]

October 31, 2018 / Financial Planning,Retirement,Safe Money

Watch for These Red Flags In Your Retirement Plan

Worried that you’re behind when it comes to planning for retirement? You have company. According to a recent Gallup study, more than 50 percent [...]

October 17, 2018 / Financial Planning,Retirement

How Much Life Insurance Coverage Should You Have?

September is Life Insurance Awareness Month, so now is a great time to review your insurance needs, and make sure you are adequately covered. [...]

September 5, 2018 / Financial Planning,Life Insurance,Safe Money

3 Savings Mistakes That Could Sink Your Retirement

Ready to get serious about saving for retirement? That could be a smart idea. According to a recent study from Gallup, many Americans are worried [...]

August 22, 2018 / Financial Planning,Retirement

Understanding the Basics of Long-Term Care Policies

Those nearing their senior years need to make sure to plan for long-term care, should it be needed. Long-term care is ongoing assistance with [...]

July 25, 2018 / Financial Planning,Retirement

3 Questions About Retirement Planning Every Millennial Should Ask

According to a recent study from the Transamerica Center for Retirement Studies, the median retirement savings for millennials is $31,000.1 That [...]

May 30, 2018 / Financial Planning,Retirement

3 Big Problems With the 4% Rule

One of the most difficult challenges for many retirees is developing a distribution strategy from their retirement assets. If you’re like most [...]

May 16, 2018 / Financial Planning,Retirement

How to Create a Projected Retirement Budget

Are you approaching retirement? If so, you may be in the final stages of wrapping up your career and planning your income strategy. You might be [...]

May 2, 2018 / Financial Planning,Retirement

How to Minimize Your Tax Exposure In Retirement

Tax season is here again! If you are recently retired or approaching retirement and haven’t budgeted for taxes, you could be in for a surprise. [...]

April 4, 2018 / Financial Planning,Retirement

3 Dangerous Retirement Planning Mistakes

Even the most diligent savers can make mistakes when it comes to retirement planning. Unfortunately, these mistakes can lead to retirees running [...]

January 24, 2018 / Financial Planning,Investing,Retirement

3 Financial Resolutions to Make (And Keep) In 2018

It is the start of a new year, which means it’s time to get started on a new list of resolutions! This is the time of year when many people [...]

January 3, 2018 / Financial Planning

The 5 Top Financial Mistakes of Millennial Entrepreneurs

Millennials are known for their entrepreneurial spirit, and many new businesses are springing up across the country as a result of the [...]

December 13, 2017 / Business Solutions,Financial Planning

A 3-Step Strategy to Reach Any Financial Goal

There is a classic dilemma at the heart of every financial plan: Do you live for today or save for the future? The conservative and prudent [...]

November 15, 2017 / Financial Planning

3 Tips for Boosting Your Retirement Savings

Do you feel like you’re behind on your retirement savings? You’re not alone. According to a recent study by the Economic Policy Institute, the [...]

September 28, 2017 / Financial Planning,Retirement

3 Reasons Why Permanent Life Insurance Might Be Right for You

Purchasing life insurance can be a very wise decision for many individuals. Life insurance is a powerful financial tool that can provide critical [...]

September 20, 2017 / Financial Planning,Life Insurance,Safe Money

Does Your Retirement Plan Do This?

One very useful form of life insurance that we help many of our clients with is cash-value, dividend-paying whole life insurance. We teach a [...]

September 13, 2017 / Financial Planning,Life Insurance,Retirement,Safe Money

Understanding Term Life Insurance: 4 Key Considerations

Are you exploring term life insurance? Or do you currently own term life insurance but are wondering whether a permanent policy may be a better [...]

September 6, 2017 / Estate Planning,Financial Planning,Life Insurance

[FREE Webinar] The 4 Most Important Questions to Ask About Your Retirement Plan

We are kicking off September with our monthly webinar on a very important topic: the 4 questions you MUST be able to answer in order to [...]

August 30, 2017 / Financial Planning,Retirement

7 Questions to Ask Your Financial Advisor About College Planning

Today’s high cost of college makes it imperative that you understand as many strategies as possible for maximizing your financial aid and [...]

August 23, 2017 / College Planning,Financial Planning

What Is Your Strategy to Manage These 3 Retirement Risks?

Retirement is your time to enjoy the good things in life! You are finally free from the demands and schedule that come with a career. Once you [...]

August 16, 2017 / Financial Planning,Retirement

3 Important Things to Consider Before Filing for Social Security

Retirement is a major life change. If you’re nearing retirement, you probably already realize you have some big decisions ahead of you. One of [...]

July 19, 2017 / Financial Planning,Retirement

The Ins & Outs of Annuities – Explained

Are you making your final financial preparations for retirement? If so, you may be busy analyzing the various tools and products that can be used [...]

July 12, 2017 / Financial Planning,Retirement,Safe Money

[July Webinar] What Baby Boomers Should Know About Social Security & Retirement Planning

This month’s webinar covers a topic that is very important for a growing segment of our population. There are 10,000 baby boomers retiring [...]

July 5, 2017 / Financial Planning,Retirement

How to Fund Your Early Retirement

Is early retirement a part of your plans? If you can afford it, early retirement certainly has its advantages. You get to leave the working world [...]

June 21, 2017 / Financial Planning,Retirement

[Webinar] Tax Advantaged Wealth Accumulation & Retirement Planning:

In this month’s episode of our “Lunch & Learn” webinar series, we will be covering some valuable information to help you [...]

June 7, 2017 / Financial Planning,Retirement

Will Your Spending Go Up or Down After You Retire?

Many people assume their spending will go down once they stop working. Some financial professionals even make this assumption while calculating [...]

May 24, 2017 / Financial Planning,Retirement

3 Important Questions About Disability Protection – Answered

Any solid financial plan is built on a foundation of risk protection. It is much more difficult to reach your financial goals if you are [...]

May 17, 2017 / Financial Planning

Estate Planning With IRAs: Exploring Beneficiary Options

Beneficiary options with retirement assets can be more involved than initially thought.  Usually, Individual Retirement Accounts (IRAs) pass by [...]

May 10, 2017 / Estate Planning,Financial Planning

5 Tax Law Changes for 2017 That Could Impact Your Finances

Tax season is just around the corner, but even if you have already filed your 2016 taxes, you may be wondering what new changes to the tax law [...]

March 22, 2017 / Financial News,Financial Planning

Could Your Job Change Derail Your Retirement Savings?

Starting a new job is always a very exciting time. Your new job may bring a sizable raise or a new title. It could mark the beginning of a new [...]

March 8, 2017 / Financial Planning,Retirement

3 Common Questions About Estate Planning – Answered

Many of our clients have estate planning needs and often ask us questions on this topic. Local estate attorney, Dirk Winkler, answers three of [...]

March 1, 2017 / Estate Planning,Financial Planning

Do You Have a Health Care Funding Strategy for Retirement?

Are you nearing retirement age? If so, you may have some big decisions to make regarding your health care plans. Many retirees assume Medicare [...]

February 22, 2017 / Financial Planning,Retirement

Should You Use Life Insurance to Pay For College?

A recent article in U.S. News & World Report discussed the recent rise in the use of life insurance policies as college savings vehicles. [...]

February 14, 2017 / College Planning,Financial Planning,Life Insurance,Safe Money

3 Signs You Should Review Your Retirement Plan This Year

Most people made some New Year’s resolutions last month, but many of them may already have fallen by the wayside by now. However, one [...]

February 8, 2017 / Financial Planning,Retirement

How to Pass Your Roth IRA to Your Loved Ones

In 2013, the Roth IRA officially became the IRA of choice for those saving for retirement. That year, contributions to Roth IRAs topped $6 [...]

January 25, 2017 / Estate Planning,Financial Planning,Retirement

A Smarter Giving Strategy This Holiday Season

Well, the holiday season is here. Your calendar is probably full of seasonal activities, like buying gifts for loved ones, attending holiday [...]

December 21, 2016 / Financial Planning

4 Reasons Not to Pay Off Your Mortgage Early

If you follow financial “gurus” such as Dave Ramsey, you’ve probably heard the advice that “all debt is bad debt,” [...]

December 1, 2016 / Financial Planning

How Will the Election Affect Your Retirement Plan?

Regardless of which side of the aisle you find yourself on, the recent election results have thrown many things into question. While the markets [...]

November 18, 2016 / Financial News,Financial Planning,Retirement

5 Retirement Planning Tips for Millennials

The generation known as “Millennials” is facing many potential challenges when it comes to retirement planning. In general, young [...]

October 18, 2016 / Financial Planning,Retirement

Danger Ahead: What You Don’t Know About Retirement Can Hurt You

You have probably heard lots of news stories and statistics about how Americans are not saving enough for retirement. But even if you are one of [...]

October 5, 2016 / Financial Planning,Retirement

5 Savvy Ways to Retire With More Money

With longer lifespans and skyrocketing healthcare costs, saving plenty of money for retirement is more important than ever. However, inflation, [...]

August 25, 2016 / Financial Planning,Retirement

Why You May Want to Consider a Reverse Mortgage

If you’re like many older Americans, you’re probably working hard to pay off your mortgage before you retire. While this is a [...]

August 12, 2016 / Financial Planning,Retirement

Are Social Security Benefits Taxable?

We work with a lot of clients nearing retirement, so we get a lot of questions about Social Security. Social Security can be an important piece [...]

July 13, 2016 / Financial Planning,Retirement

5 Smart Ways to Spend Less & Save More In Retirement

It’s no secret that most Americans are woefully unprepared for retirement. Statistics show that most Americans nearing retirement have less [...]

June 17, 2016 / Financial Planning,Retirement

Interview With Author of Guaranteed Income: A Risk-Free Guide to Retirement

One of our favorite financial authors is Barry James Dyke, and we frequently provide his books to our clients or other interested parties in [...]

May 25, 2016 / Financial News,Financial Planning,Safe Money