3 Questions About Retirement Planning Every Millennial Should Ask
According to a recent study from the Transamerica Center for Retirement Studies, the median retirement savings for millennials is $31,000.1 That [...]
3 Big Problems With the 4% Rule
One of the most difficult challenges for many retirees is developing a distribution strategy from their retirement assets. If you’re like most [...]
How to Create a Projected Retirement Budget
Are you approaching retirement? If so, you may be in the final stages of wrapping up your career and planning your income strategy. You might be [...]
How to Minimize Your Tax Exposure In Retirement
Tax season is here again! If you are recently retired or approaching retirement and haven’t budgeted for taxes, you could be in for a surprise. [...]
3 Dangerous Retirement Planning Mistakes
Even the most diligent savers can make mistakes when it comes to retirement planning. Unfortunately, these mistakes can lead to retirees running [...]
3 Financial Resolutions to Make (And Keep) In 2018
It is the start of a new year, which means it’s time to get started on a new list of resolutions! This is the time of year when many people [...]
January 3, 2018 /
Financial Planning
The 5 Top Financial Mistakes of Millennial Entrepreneurs
Millennials are known for their entrepreneurial spirit, and many new businesses are springing up across the country as a result of the [...]
A 3-Step Strategy to Reach Any Financial Goal
There is a classic dilemma at the heart of every financial plan: Do you live for today or save for the future? The conservative and prudent [...]
November 15, 2017 /
Financial Planning
3 Tips for Boosting Your Retirement Savings
Do you feel like you’re behind on your retirement savings? You’re not alone. According to a recent study by the Economic Policy Institute, the [...]
3 Reasons Why Permanent Life Insurance Might Be Right for You
Purchasing life insurance can be a very wise decision for many individuals. Life insurance is a powerful financial tool that can provide critical [...]
Does Your Retirement Plan Do This?
One very useful form of life insurance that we help many of our clients with is cash-value, dividend-paying whole life insurance. We teach a [...]
Understanding Term Life Insurance: 4 Key Considerations
Are you exploring term life insurance? Or do you currently own term life insurance but are wondering whether a permanent policy may be a better [...]
[FREE Webinar] The 4 Most Important Questions to Ask About Your Retirement Plan
We are kicking off September with our monthly webinar on a very important topic: the 4 questions you MUST be able to answer in order to [...]
7 Questions to Ask Your Financial Advisor About College Planning
Today’s high cost of college makes it imperative that you understand as many strategies as possible for maximizing your financial aid and [...]
What Is Your Strategy to Manage These 3 Retirement Risks?
Retirement is your time to enjoy the good things in life! You are finally free from the demands and schedule that come with a career. Once you [...]
3 Important Things to Consider Before Filing for Social Security
Retirement is a major life change. If you’re nearing retirement, you probably already realize you have some big decisions ahead of you. One of [...]
The Ins & Outs of Annuities – Explained
Are you making your final financial preparations for retirement? If so, you may be busy analyzing the various tools and products that can be used [...]
[July Webinar] What Baby Boomers Should Know About Social Security & Retirement Planning
This month’s webinar covers a topic that is very important for a growing segment of our population. There are 10,000 baby boomers retiring [...]
How to Fund Your Early Retirement
Is early retirement a part of your plans? If you can afford it, early retirement certainly has its advantages. You get to leave the working world [...]
[Webinar] Tax Advantaged Wealth Accumulation & Retirement Planning:
In this month’s episode of our “Lunch & Learn” webinar series, we will be covering some valuable information to help you [...]
Will Your Spending Go Up or Down After You Retire?
Many people assume their spending will go down once they stop working. Some financial professionals even make this assumption while calculating [...]
3 Important Questions About Disability Protection – Answered
Any solid financial plan is built on a foundation of risk protection. It is much more difficult to reach your financial goals if you are [...]
May 17, 2017 /
Financial Planning
Estate Planning With IRAs: Exploring Beneficiary Options
Beneficiary options with retirement assets can be more involved than initially thought. Usually, Individual Retirement Accounts (IRAs) pass by [...]
5 Tax Law Changes for 2017 That Could Impact Your Finances
Tax season is just around the corner, but even if you have already filed your 2016 taxes, you may be wondering what new changes to the tax law [...]
Could Your Job Change Derail Your Retirement Savings?
Starting a new job is always a very exciting time. Your new job may bring a sizable raise or a new title. It could mark the beginning of a new [...]
3 Common Questions About Estate Planning – Answered
Many of our clients have estate planning needs and often ask us questions on this topic. Local estate attorney, Dirk Winkler, answers three of [...]
Do You Have a Health Care Funding Strategy for Retirement?
Are you nearing retirement age? If so, you may have some big decisions to make regarding your health care plans. Many retirees assume Medicare [...]
Should You Use Life Insurance to Pay For College?
A recent article in U.S. News & World Report discussed the recent rise in the use of life insurance policies as college savings vehicles. [...]
3 Signs You Should Review Your Retirement Plan This Year
Most people made some New Year’s resolutions last month, but many of them may already have fallen by the wayside by now. However, one [...]
How to Pass Your Roth IRA to Your Loved Ones
In 2013, the Roth IRA officially became the IRA of choice for those saving for retirement. That year, contributions to Roth IRAs topped $6 [...]
A Smarter Giving Strategy This Holiday Season
Well, the holiday season is here. Your calendar is probably full of seasonal activities, like buying gifts for loved ones, attending holiday [...]
December 21, 2016 /
Financial Planning
4 Reasons Not to Pay Off Your Mortgage Early
If you follow financial “gurus” such as Dave Ramsey, you’ve probably heard the advice that “all debt is bad debt,” [...]
December 1, 2016 /
Financial Planning
How Will the Election Affect Your Retirement Plan?
Regardless of which side of the aisle you find yourself on, the recent election results have thrown many things into question. While the markets [...]
5 Retirement Planning Tips for Millennials
The generation known as “Millennials” is facing many potential challenges when it comes to retirement planning. In general, young [...]
Danger Ahead: What You Don’t Know About Retirement Can Hurt You
You have probably heard lots of news stories and statistics about how Americans are not saving enough for retirement. But even if you are one of [...]
5 Savvy Ways to Retire With More Money
With longer lifespans and skyrocketing healthcare costs, saving plenty of money for retirement is more important than ever. However, inflation, [...]
Why You May Want to Consider a Reverse Mortgage
If you’re like many older Americans, you’re probably working hard to pay off your mortgage before you retire. While this is a [...]
Are Social Security Benefits Taxable?
We work with a lot of clients nearing retirement, so we get a lot of questions about Social Security. Social Security can be an important piece [...]
5 Smart Ways to Spend Less & Save More In Retirement
It’s no secret that most Americans are woefully unprepared for retirement. Statistics show that most Americans nearing retirement have less [...]
Interview With Author of Guaranteed Income: A Risk-Free Guide to Retirement
One of our favorite financial authors is Barry James Dyke, and we frequently provide his books to our clients or other interested parties in [...]
7 Factors That Can Wreck Your Retirement
When planning for a secure retirement, you can do everything right and still hit unexpected hurdles that can derail your retirement plans. [...]
How To Save $1 Million By The Time You Retire
While you may look at saving in general and saving for retirement as two separate things, in fact, they are (or can be) one and the same. [...]
5 Unique Tax Benefits of Life Insurance
Happy Tax Day! Hopefully you got everything done in time, and now you can just relax and start planning for next year… If you’re [...]
5 Social Security Myths That Could Hurt Your Retirement
Social Security is a complex creature, and one that is misunderstood by many. Deciding when and how to claim Social Security benefits can be [...]
4 Frugal Spring Break Rules
Spring Break is upon us, and like Christmas, though it comes around every year, many people don’t have a dedicated savings plan to cover [...]
March 18, 2016 /
Financial Planning
5 Reasons to Beware of Retirement Planning Tools
The right tools can make any job easier – including planning for retirement. But there are some pitfalls you should look out for if you are [...]
Are You Behind On Saving For Retirement? Here Are 5 Simple Ways to Catch Up
You probably know that the earlier you start to save for retirement, the better off you will be when it comes time to use those savings. [...]
2 Ways to Eliminate Debt Without Changing Your Lifestyle
Debt can be stressful, embarrassing, and sometimes downright crippling, yet the unfortunate fact is that most Americans will end up in debt at [...]
January 20, 2016 /
Financial Planning
The Wrong Retirement Withdrawal Strategy Can Cost You (A Lot)
We all know how important it is to have enough money saved to live on in retirement (although unfortunately far too many of us procrastinate a [...]
Real Estate Investing With Bank On Yourself
If you Bank On Yourself, you may have used your policy for purchasing cars, vacations, weddings, or for emergencies that arise, but did you know [...]
December 2, 2015 /
Financial Planning